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Retired Civil Servants Decry Non-Remittance of Housing Funds to Federal Mortgage Bank

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A pressing appeal has been made to the Head of Civil Service of the Federation to urgently address the systemic issue of non-remittance of National Housing Fund (NHF) deductions from civil servants’ salaries to the Federal Mortgage Bank.

This critical oversight is significantly impeding retired civil servants’ ability to access their rightful contributions, jeopardizing their financial security post-service.

A diverse group of retired civil servants in Kaduna voiced their profound concerns to our correspondent, highlighting the detrimental impact of these unremitted funds. Their testimonies underscore a widespread problem that has left many struggling to claim their deferred savings.

Mallam Kallamu Hassan, who retired in 2024, shared a particularly frustrating experience. Despite diligent efforts to facilitate his refund, he has met with persistent roadblocks. His official ledger card clearly indicates deductions totaling approximately one million naira towards the NHF. However, upon inquiry at the Federal Mortgage Bank, he was informed that only five hundred thousand naira had been remitted on his behalf. Bank officials advised him to exercise patience, suggesting the remaining sum might eventually be transferred. Yet, eight months later, the outstanding amount remains unremitted, effectively stalling his refund process and causing considerable distress.

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Echoing similar sentiments, Mr. Humphrey Mutum, another retired civil servant, recounted a dismaying encounter. Faced with a substantial shortfall between his total deductions and the amount actually remitted, he felt he had no alternative but to accept the partial payment.

He explained that due to the bank’s policy of only processing a single payout to customers, collecting the available amount meant forfeiting the unremitted portion of his hard-earned savings.

Mr. Mutum expressed profound disappointment at the failure of his former employer to fully remit his contributions, urging relevant authorities to swiftly intervene and rectify this critical situation to prevent further financial hardship for retirees.

When approached for comment, officials at the Kaduna branch of the Federal Mortgage Bank courteously declined to provide a statement, directing all inquiries to the bank’s headquarters in Abuja.

They clarified that only the head office is authorized to address matters of this nature and respond to media inquiries regarding NHF remittances.

This ongoing issue underscores a significant administrative challenge within the civil service framework, impacting the post-retirement welfare of dedicated public servants.

The call for intervention from the Head of Civil Service of the Federation highlights the urgency of a comprehensive review and resolution mechanism to ensure that civil servants’ contributions are accurately and promptly remitted, safeguarding their entitlements and restoring faith in the system.

 

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Waiya’s Removal: Veteran Journalist Urges Yusuf to Appoint Professional as Information Commissioner

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A veteran journalist, Dr. Garba Ubale Danbatta, has commended Kano State Governor, Engr. Abba Kabir Yusuf, for removing Comrade Ibrahim Abdullahi Waiya from his position as Commissioner for Information in the state’s recent cabinet reshuffle.

Danbatta, who has more than 30 years of experience in journalism, made the commendation in a statement issued to the press, arguing that Waiya’s approach to managing the Ministry of Information was more reflective of civil society activism and advocacy than professional journalism.

According to the veteran journalist, the former commissioner’s activities did little to strengthen professional journalism standards and improve the reputation of the media industry in Kano State.

“As someone who has spent over 30 years in the field of journalism, I commend Kano State Governor, Engr. Abba Kabir Yusuf, for his decision to remove the former Commissioner for Information. His approach was not that of a journalist; rather, he operated like an activist, an approach that essentially distorted the profession because it conflicted with the established ethics and standards of journalism,” Danbatta said.

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He further alleged that Waiya’s activities had created a negative perception of Kano State among organisations monitoring media freedom, professional standards and the rights of journalists.

“His actions created a negative perception of Kano State among organisations that monitor the media industry and the rights of journalists. It is truly regrettable,” he added.

Danbatta expressed hope that Governor Yusuf would appoint a suitably qualified and experienced professional to head the Ministry of Information, stressing the importance of appointing someone with a solid background in journalism and a cordial working relationship with media practitioners.

He said the next commissioner should prioritise the development of the media industry, promote professional ethics and work towards restoring the reputation of journalism in Kano State.

The veteran journalist also expressed his readiness to offer professional advice and support to the state government towards improving the media sector.

“If the Governor of Kano State takes this step, we, for our part, are prepared to continue offering our full support and advice to help improve the profession and elevate its standing in Kano State in the eyes of the world,” he stated.

Dr. Garba Ubale Danbatta has over three decades of experience in journalism, having worked with several media organisations in Nigeria and abroad.

His professional career includes service with the Hausa Service of Deutsche Welle (DW) in Bonn, Germany; the Hausa section of Daily Trust newspaper; and as Deputy Editor of Rariya newspaper.

He also served as an editor at Hamada Radio in Abuja and Head of the Hausa Service at Kiss FM, Abuja, before joining Radio Nigeria in a managerial capacity.

Waiya was recently reassigned from the Ministry of Information to the Ministry of Youth as part of Governor Yusuf’s cabinet reshuffle.

 

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Four States Adopt Play-Based ECCD Model to Tackle Out-of-School Children Crisis

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In a major boost for early childhood education in conflict-affected regions, four states Borno, Niger, Benue and Sokoto have endorsed the community-based Early Childhood Care and Development (ECCD) school model as a cost-effective strategy to enroll under-five children who are out of school.

The commitment was made at a National ECCD Roundtable convened by the Development Research and Projects Centre (dRPC) in collaboration with the National Institute for Policy and Strategic Studies (NIPSS). The high-level dialogue was held at the Shehu Musa Yar’Adua Centre, Abuja.

The one-day roundtable drew participation from national curriculum planners at the Nigerian Educational Research and Development Council (NERDC), the Special Adviser to the Minister of State for Education, the Director of Research at NIPSS, Prof. Musa Umar, and top education managers from Kano State.

Setting the tone for adoption, the Technical Adviser on Education Reform to the Kano State Governor, Mallam Haladu Mohammed, announced that Kano State has adopted the dRPC community-based ECCD model for play-based learning.

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Speaking on the sidelines of activities marking the International Day of the Girl Child, Mohammed described the model as cost-effective and scalable for expanding access.

Corroborating him, the Director of Planning, Research and Statistics at the Kano State Ministry of Education confirmed his participation in the evaluation of dRPC’s eight-year community-based ECCD project being implemented by Prof. Bala Ado Kofar Mata of Bayero University, Kano.

According to him, the evaluation will provide empirical evidence on how play-based learning enhances child development and school readiness.

Speaking separately, the Commissioners of Education from Niger and Borno States, the Benue State Commissioner for Humanitarian Affairs, and the Chairman of the Sokoto State Universal Basic Education Board (SUBEB) said the model was timely for states grappling with insecurity and displacement.

They pledged to initiate immediate steps to replicate the Kano experiment in their respective states.

Participants at the roundtable stressed that community-based approaches offer a viable alternative in underserved and displacement-affected communities where insecurity has disrupted conventional schooling.

In a major outcome, the Commissioners from Niger and Benue States invited the dRPC team to meet with their executive governors next week to present the model for formal adoption.

The development signals growing sub-national interest in community-driven, play-based learning as a sustainable solution for Nigeria’s youngest and most vulnerable learners.

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FCT Residents Say Extreme Heat Strains Health, Finances and Businesses as NiMet Warns of Hotter Days

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By Yusuf Danjuma Yunusa

Residents and business owners in the Federal Capital Territory (FCT) say extreme heat is harming their health, raising household expenses and disrupting businesses and livelihoods.

Residents who spoke to journalists said the intense heat had increased their dependence on electricity, water and other cooling measures, while inconsistent power supply made coping more difficult. They reported food spoilage, higher operating costs, changes to working hours and heat-related discomfort, particularly among households and people whose jobs expose them to direct sunlight.

The Nigerian Meteorological Agency (NiMet), in an advisory issued on October 23, warned Nigerians to prepare for hotter days, increased heat discomfort, dust and possible water scarcity as the country transitions from the rainy to the dry season. The agency identified dehydration, heat exhaustion and heatstroke as health risks associated with excessive heat, warning that prolonged exposure could affect people’s health and productivity.

To reduce heat-related risks, NiMet advised Nigerians to drink water regularly, wear lightweight and breathable clothing, limit prolonged exposure to direct sunlight, especially during the hottest hours of the day, and schedule strenuous outdoor activities for cooler periods.

In Sokale community, Bwari Area Council, Patient Ndidi said coping with the heat had become an additional financial burden, particularly as a mother trying to keep her children comfortable while managing household expenses.

“The sun was so intense that it felt as though it was draining my blood. Even when the children returned from school, I had to tell them to go and take their baths because the heat was so much,” she said.

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Mrs Ndidi said the situation had increased her household’s electricity consumption because the family needed to run fans for longer periods whenever power was available.

“We use more units now because whenever there is electricity, we tend to leave the fan on throughout the day. As a result, we are constantly recharging our prepaid meter,” she said.

She explained that inconsistent electricity supply had also made food preservation difficult, as cooked meals could easily spoil during prolonged power outages. According to her, foods such as egusi and groundnut soup, beans and other cooked meals were particularly difficult to preserve, forcing her to prepare smaller quantities that could be consumed at once. She said the adjustment had increased the frequency of cooking and sometimes resulted in food wastage, additional expenses and stress.

Mrs Ndidi added that when electricity was unavailable, members of her household sometimes poured water on their bodies for temporary relief.

“Actually, it has not helped us at all because once there is no electricity, you return to square one,” she said.

She called on the government to improve electricity supply and consider reducing tariffs to ease the financial burden on households.

Similarly, John Anthony, a resident of Kubwa, said coping with the heat was more challenging at home than at his workplace, where air-conditioning provided a comfortable environment.

“Office is not a problem at all; there is AC, so everywhere is always cool until we go home,” he said.

Mr Anthony said his family sometimes opened their windows and doors to improve ventilation while drinking sufficient water to cope with the heat. He urged the government to ensure a stable electricity supply so residents could use cooling appliances.

“Government should please help us to ensure there is stable light so that we will be able to cope and it will reduce it,” he said.

Another Kubwa resident, Ignatius Ikechukwu, a Point of Sale (POS) operator who works under the sun, described coping with the heat as challenging. He said drinking sufficient water was his main strategy for managing the situation while carrying out his daily activities.

“I do not joke with water at all,” he said.

The effects of the extreme heat have also extended to traders and other business owners, particularly those dealing in perishable goods and products requiring refrigeration.

In Jikwoyi, Lovina Obiyi, a trader dealing in provisions, foodstuffs and poultry, said the excessive heat had caused the loss of considerable quantities of poultry.

“We specialise in provisions, foodstuffs and poultry. Due to the heat, we have lost quite a good amount of chickens and turkeys to the point that we need to open the place for ventilation,” she said.

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