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Suffering OF MSME’S Survival Fund Beneficiaries

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Hashim Abdallah

 

By Hashim Abdallah

In order to be fair, let me start with the commendation of the govt for some initiatives regarding her programmes meant to lessen the hardship being undergone.

 

One wonders always when the government claims initiatives like never before in spite of the itching living standards. Yes, its undeniable fact that most of them none of the past governments ever did similarly.

 

The contenders too are right, if not for they think one government did it or even did it better, for the fact that those benefits do not reach the targeted citizens. The government too is right in its claim as I can emphasise without a stark contradiction, but only if I may borrow an African maxim, Rijiya ta ba da ruwa, guga ya hana, which, beside failure of the government’s dividends to reach citizens,  may literally mean, the well approves water, the container refused lifting it out.

 

Beside that wisdom of the African rhetorics in the said Hausa adage as translated, one may now see my overt meaning or begin to see it at least, especially, if we would reflect the occurrences sequel to the #EndSars rebellion, whence the citizens all over the country plunder their respective sates’ warehouses to reclaim the hidden palliatives meant for them during the Corona Virus scourge to survive the starvation experiences.

 

When the Humanitarian Minister claimed the distribution to all states, she was called and or renamed a number of names censurably and angrily, like the one Hausa notorious idiophone that sounds to mean the greatest liar, Zubaida just like they later reverted to call her with the one Hausa-borrowed Arabic word/name Saddiqa that means truthful, with the discovery of the hidden palliatives confirming the veracity of her claim. Some of the angry critics mostly on social media apologetically colloquially, we mistook her for Zubaida, but she is Saddiqa. We thought she is the greatest liar, but she is truthful.

 

 

I am happy now that we discovered something about it with/out being judgemental on who is right or wrong, but what had transpired is valuable experience which has never been wasted like all other human experiences. Let put the experience in a prudent way to avoid repetition of the bad one, let us nip something bad in the bud as patriots.

There has been an ongoing distribution of one of the palliative programmes meant for the benefit of small and medium business owners as Survival Funds.

 

It is already all about discrepancies observed on the said programme I pick this pen. I would talk on those issues which if considered and addressed, they would be of good for the nation if we really are all responsible, ideal and sincere. I will like to draw the attention of the stakeholders and the concerned ones.

The MSME Survival Fund programme is to assist the suffered business owners that Covid-19 ordeal almost smothered to death due to the lockdown, like school proprietors, merchants and traders, etc.

 

 

Nigerians welcomed more than other programmes. They even considered it the best for being not only interest/profit-oriented but also free money benefit. The programme has already gone far expected to culminate and accomplished this December 2020. Unfortunately, grouse already started due to the fear that the other palliatives’ similar treatment might be repeated.

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The MSME Survival Fund is a programme which instructed that all prospective beneficiary business owners must have CAC, Corporate Affairs Commission’s register, evidence of voucher paid to the staff of the business, bank details of the owner and the staff too who must not exceed 10 in number per business name.

 

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This is according to the guidelines that will qualify a business to benefit from the support. The programme targets 500,000 business owners as beneficiaries across the nation.

The problem began to arise when the programme claimed to have paid more than half of the beneficiaries, with all the unfortunate issues of irregularities here and there.

 

 

For example, one beneficiary told me that he does not think they could keep up to their promise because, he or his staff has not been called for an interview while many other business owners already received their first and second payments as the December is fast becoming outgoing, a month they promised to complete all the three to all the beneficiaries.

 

 

The irregularities also left many with questions with nowhere to lodge a complaint for none FAQ can cover answering all questions and no website info can give all the info a visitor may find in anticipation of all his quests.

The main problem as according to one Twitter user is their non-replying attitude when contacted via their Twitter handle. The same person insisted that he tried the same inquiry method via email but they are to respond after more than a month

One business owner also complained that he and all of his 5 staff received their first payment but one, and as the one were awaiting her first payment for about 10 days, three more staff received their second payments while he, the defaulted first payment receiver and one more staff not yet receive the second payment.

 

 

The same person complained that he is confused that he received 30 thousand naira as the business head instead of 50 as they do pay any head.

 

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While another business owner said he is confused that she received 30k, her staff received that 50k for the head, another business entrepreneur laments he is giving up because, he is among those who submitted the requirements and were verified as accurate as they were, but yet to receive anything either interview or payment.

 

“I think I am forgotten, because those who submitted their details long after I submitted received interviews and subsequently their first payment at least”, he said. Really, people complained that nobody knows how does it work at all. It is not first to come first to serve, not state by state or region by region. Neither they do batch by batch payment nor bank by bank payment. It all seems random as opposed to systematic and organized, especially if the allotted time (December) is really needed to meet which seems not possible since only more than half payment only attained so far at the end of the stipulated all payment completion month.

Sequel to this, people are suspicious. “I smell a rat that hidden palliatives treatment may be repeated,” complained one block making place staff lacking confidence in the MSME Survival Fund.

Finally, I will like to urge, the main issue which must be addressed is the lack of information which everybody knows brings about speculation. It is high time they explain the situation to calm people in darkness down. All in the darkness, it is always the fear of the unseen and unknown make people uncomfortable in the nights.

This is a call on the government and or the stakeholders on the scheme to look into this with a view to rectifying the problem.

Nigerians have to be informed and their queries be addressed by explaining and mending the discrepancies, gaps, questions, irregularities, disparities and imbalances observed.  An explanation is enough for sure.

 

 

Hashim Abdallah Wrote This From Malam Madori In Jigawa State.

Opinion

INEC, David Mark, And Coming Abachaian Coronation

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By Farooq Kperogi

With INEC’s overtly partisan, intentionally illegal, and possibly remote-controlled withdrawal of recognition for the David Mark-led ADC, Nigeria has officially reverted to full-on Abacha-era suffocation of even the wispiest pretence to competitive electoral politics.

Lawyers have said that the judgment of the appeal court, which INEC invoked as a convenient crutch to carry out a predetermined action, said the status quo should be maintained. In other words, the judgment says David Mark should remain the chairman of the ADC until the merit of the appeal has been determined.

However, it appears that INEC is in the know of what the final judgment will be and decided to jump the gun. Yet the INEC chairman is a professor of law and a SAN! He can’t even pretend to be neutral.

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It seems obvious that the ADC faction INEC will ultimately recognize, as I predicted in my column of two weeks ago, will be the faction that will merely be an extension of the APC, much like the PDP now is. They will either present dummy candidates or adopt Tinubu as their candidate, which is a distinction without a difference.

It is obvious that Tinubu wants a coronation, not a competitive election, in 2027. He is scared to death about a real electoral contest. We all know why.

Well, according to public records, it cost around ₦300–₦355 billion to conduct the 2023 presidential election. It is projected that it will cost almost ₦870 billion to conduct the 2027 election.

Why should Nigeria spend close to a trillion naira on a preset, make-believe, Abachaian coronation exercise? Let’s kuku cancel democracy and make Tinubu the supreme leader. At least we would save a trillion naira.

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Opinion

El-Rufai/Uba Sani And Pantami’s Perceived Peace Of The Graveyard

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By Bala Ibrahim.

Yesterday was Sunday, a day recognized as the first day of the week, which in the Bible, holds supreme significance as the day of Jesus Christ’s resurrection. Some Christians call it the Lord’s Day. There are many interpretations given to show the significance of Sunday. But for the purpose of this article, attention would be given to the significance of yesterday’s Sunday, (29/03/2026), with special bias to the role it played in promoting reconciliation between parties and friends, as well as how, at the National Mosque, Abuja, the wall of religious divide was unconsciously demolished, as followers of different faiths scrambled over each other, in the competition for space to participate in the funeral rites of late Hajiya Umma El-Rufai, the deceased mother of Mallam Nasir El-Rufai.

By the Islamic tradition, when a Muslim dies, before he or she is taken to the grave yard, special prayers are offered on the deceased person’s body, at any convenient place, before proceeding to the cemetery. For late Hajiya Umma El-Rufai, the National Mosque Abuja, was the venue. And what happened there, is the prelude to this article.

If I say everyone that is anything in Nigeria was there, I think I am making an understatement. But that is not surprising, given the personal and political profile of the bereaved, who is Mallam Nasir El-Rufai. It may interest the reader to know that, among the early callers at the Mosque, were reputable Christians, with people like Peter Obi and Rotimi Amaechi, rubbing shoulders with Muslims, in the stampede to partake in the Islamic ceremonial practice. They know they don’t belong to the Islamic faith, but they want to share with Mallam Nasir El-Rufai, as an honour of solidarity, in the last rites given to his beloved mother. The duo of NSA Mallam Nuhu Ribadu and Governor Uba Sani were there face to face with El-Rufai. The atmosphere was solemn, sombre and clearly sorrowful.

Also present at the Mosque was Prof. Isa Ali Ibrahim Pantami, former Minister and renowned Islamic cleric, who seized the opportunity to advance the imperative of reconciliation in Islam. He started in the Mosque and continued at the graveyard, to the extent of persuading El-Rufai to shake hands with Uba Sani, with a soft but casual commitment from both sides, on the pleaded forgiveness. It was difficult, very difficult, especially when perused through the prism of Mallam Nasir El-Rufai’s position.

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Undoubtedly peace is fundamental to Islam, because it serves as a source of inner tranquillity and social harmony. The Quran has laid emphasis on reconciliation and kindness. So every Muslim is enjoined to embrace reconciliation. However, in advancing the course of reconciliation, timing is important, I think. We must not only perceive peace as merely the absence of conflict. No, it also has something to do with our state of mind. A man standing before the lifeless body of his beloved mother, at the graveyard, under intense pressure, is not in the appropriate state of mind to commit to any peace deal. Unless we are referring to the probabial peace of the graveyard.

The ambition of any reconciliation is to arrive at unity. And unity can only come after conflict, if there is healing. By definition, healing is the process of becoming healthy or whole again, encompassing the restoration of physical tissue, mental, or emotional well-being. A man under emotional pressure is not fit for commitment to any peace deal, I think. Unless we are referring to the probabial peace of the graveyard.

Peace of the graveyard is not genuine, because it could be deceptive, by resulting in forced calm, beneath which lies a deep tension. As a friend of the trio of El-Rufai, Nuhu Ribadu and Uba Sani, Sheik Pantami must go for a genuine, organic and sustainable peace agreement between the parties. More so, because they were genuine friends before.

All hands must be put on deck, to compel President Bola Ahmed Tinubu to come into the agreement. Because, he was the one who compelled Mallam Nasir El-Rufai to come into the Tinubu project in 2023. Indeed a lot of water had passed under the bridge. We should forget past misunderstandings or issues that are now irrelevant, and forgivable. Let’s move on from past disagreements and let go of grudges.That’s the only way to arrive at genuine reconciliation.

It may be recalled that the Muslim Rights Concern, MURIC, had long been appealing to the President, to come out clearly and reciprocate the gesture given to him in his time of need by Mallam Nasir El-Rufai. MURIC said they were the ones who persuaded El-Rufai to support Tinubu in 2023, as a result of which, he confronted the so called Buhari cabal, the then CBN Governor and other forces that were putting spanners in the work of the Tinubu project. The result of which is now President Tinubu. MURIC said El-Rufai does not deserve to be humiliated and went further to support their argument with the quote below:

“Noteworthy is a video clip showing how President Tinubu openly asked El-Rufai to join his government and this did not happen at a private meeting. It happened at a campaign ground, in the presence of thousands of party enthusiasts.”

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Opinion

Defection: Kwankwaso’s Legacy Under Scrutiny; A Critical Look at his Political Journey Since 1999

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Senator Rabiu Musa Kwankwaso

 

When Nigeria returned to democratic rule in 1999, the people of Kano embraced the moment with hope and expectation after years of military governance. Among the prominent figures who emerged at the time was Rabiu Musa Kwankwaso, whose leadership inspired confidence among many citizens eager for progress and representation.

More than two decades later, however, Kwankwaso’s political legacy continues to generate debate, with supporters highlighting his achievements and critics questioning the long-term impact of his leadership on Kano’s development.

Kwankwaso’s first tenure as governor (1999–2003) was marked by visible infrastructure projects, including roads and public buildings, which were widely welcomed by residents. At a time when tangible government presence was limited, these developments symbolised a new beginning. Yet, some analysts argue that while these projects addressed immediate needs, they did not sufficiently tackle deeper structural challenges, particularly the decline of Kano’s once-thriving industrial economy.

Historically a major commercial hub, Kano’s economy had been weakening due to years of policy neglect and infrastructural decay. Critics maintain that a more comprehensive economic strategy might have helped revive industries and reduce dependence on federal allocations.

Kwankwaso’s defeat in 2003 by Malam Ibrahim Shekarau marked a turning point. Observers note that while the loss strengthened his political network and grassroots appeal, it also raised questions about the sustainability of the systems established during his administration. Many of the projects, though impactful, were seen as lacking the institutional depth needed for long-term continuity.

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Returning to office in 2011, Kwankwaso expanded his development agenda with increased infrastructure and an ambitious foreign scholarship programme that benefited thousands of Kano youths. The initiative is widely regarded as one of his most significant contributions, opening educational opportunities for many.

However, critics argue that despite these efforts, broader economic transformation remained limited. Rising population growth, unemployment, and declining industrial capacity continued to challenge the state’s development trajectory.

Beyond governance, Kwankwaso’s political influence has also shaped Kano’s power dynamics. His role in building a strong political movement—popularly known as the Kwankwasiyya—has been praised for mobilising grassroots support but criticised by some for reinforcing a personality-driven political structure.

Political analysts further point to the tensions surrounding the Kano Emirate as a significant episode in the state’s recent history. The controversial removal of Muhammadu Sanusi II highlighted deep divisions within the state’s political and traditional institutions, with varying opinions on the factors that led to the crisis.

In recent years, Kwankwaso’s shifting political alliances—from the PDP to the APC and later to the NNPP—have also drawn mixed reactions. While such moves are common in Nigeria’s political landscape, critics argue that they have contributed to instability and uncertainty within Kano’s political structure.

The 2023 elections brought another dimension to the discourse, with the emergence of Abba Kabir Yusuf as governor under the NNPP platform. Subsequent political developments, including evolving relationships between state and federal actors, have further shaped public debate about governance priorities and political strategy.

Today, Kwankwaso remains one of Kano’s most influential political figures, with a legacy that reflects both notable achievements and enduring controversies. While many credit him with expanding access to education and improving infrastructure, others believe that the state’s long-term economic and institutional challenges require deeper reflection.

As Kano continues to navigate its future, the assessment of past leadership—including Kwankwaso’s role—remains central to ongoing conversations about development, governance, and political direction.

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