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Suffering OF MSME’S Survival Fund Beneficiaries

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Hashim Abdallah

 

By Hashim Abdallah

In order to be fair, let me start with the commendation of the govt for some initiatives regarding her programmes meant to lessen the hardship being undergone.

 

One wonders always when the government claims initiatives like never before in spite of the itching living standards. Yes, its undeniable fact that most of them none of the past governments ever did similarly.

 

The contenders too are right, if not for they think one government did it or even did it better, for the fact that those benefits do not reach the targeted citizens. The government too is right in its claim as I can emphasise without a stark contradiction, but only if I may borrow an African maxim, Rijiya ta ba da ruwa, guga ya hana, which, beside failure of the government’s dividends to reach citizens,  may literally mean, the well approves water, the container refused lifting it out.

 

Beside that wisdom of the African rhetorics in the said Hausa adage as translated, one may now see my overt meaning or begin to see it at least, especially, if we would reflect the occurrences sequel to the #EndSars rebellion, whence the citizens all over the country plunder their respective sates’ warehouses to reclaim the hidden palliatives meant for them during the Corona Virus scourge to survive the starvation experiences.

 

When the Humanitarian Minister claimed the distribution to all states, she was called and or renamed a number of names censurably and angrily, like the one Hausa notorious idiophone that sounds to mean the greatest liar, Zubaida just like they later reverted to call her with the one Hausa-borrowed Arabic word/name Saddiqa that means truthful, with the discovery of the hidden palliatives confirming the veracity of her claim. Some of the angry critics mostly on social media apologetically colloquially, we mistook her for Zubaida, but she is Saddiqa. We thought she is the greatest liar, but she is truthful.

 

 

I am happy now that we discovered something about it with/out being judgemental on who is right or wrong, but what had transpired is valuable experience which has never been wasted like all other human experiences. Let put the experience in a prudent way to avoid repetition of the bad one, let us nip something bad in the bud as patriots.

There has been an ongoing distribution of one of the palliative programmes meant for the benefit of small and medium business owners as Survival Funds.

 

It is already all about discrepancies observed on the said programme I pick this pen. I would talk on those issues which if considered and addressed, they would be of good for the nation if we really are all responsible, ideal and sincere. I will like to draw the attention of the stakeholders and the concerned ones.

The MSME Survival Fund programme is to assist the suffered business owners that Covid-19 ordeal almost smothered to death due to the lockdown, like school proprietors, merchants and traders, etc.

 

 

Nigerians welcomed more than other programmes. They even considered it the best for being not only interest/profit-oriented but also free money benefit. The programme has already gone far expected to culminate and accomplished this December 2020. Unfortunately, grouse already started due to the fear that the other palliatives’ similar treatment might be repeated.

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The MSME Survival Fund is a programme which instructed that all prospective beneficiary business owners must have CAC, Corporate Affairs Commission’s register, evidence of voucher paid to the staff of the business, bank details of the owner and the staff too who must not exceed 10 in number per business name.

 

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This is according to the guidelines that will qualify a business to benefit from the support. The programme targets 500,000 business owners as beneficiaries across the nation.

The problem began to arise when the programme claimed to have paid more than half of the beneficiaries, with all the unfortunate issues of irregularities here and there.

 

 

For example, one beneficiary told me that he does not think they could keep up to their promise because, he or his staff has not been called for an interview while many other business owners already received their first and second payments as the December is fast becoming outgoing, a month they promised to complete all the three to all the beneficiaries.

 

 

The irregularities also left many with questions with nowhere to lodge a complaint for none FAQ can cover answering all questions and no website info can give all the info a visitor may find in anticipation of all his quests.

The main problem as according to one Twitter user is their non-replying attitude when contacted via their Twitter handle. The same person insisted that he tried the same inquiry method via email but they are to respond after more than a month

One business owner also complained that he and all of his 5 staff received their first payment but one, and as the one were awaiting her first payment for about 10 days, three more staff received their second payments while he, the defaulted first payment receiver and one more staff not yet receive the second payment.

 

 

The same person complained that he is confused that he received 30 thousand naira as the business head instead of 50 as they do pay any head.

 

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While another business owner said he is confused that she received 30k, her staff received that 50k for the head, another business entrepreneur laments he is giving up because, he is among those who submitted the requirements and were verified as accurate as they were, but yet to receive anything either interview or payment.

 

“I think I am forgotten, because those who submitted their details long after I submitted received interviews and subsequently their first payment at least”, he said. Really, people complained that nobody knows how does it work at all. It is not first to come first to serve, not state by state or region by region. Neither they do batch by batch payment nor bank by bank payment. It all seems random as opposed to systematic and organized, especially if the allotted time (December) is really needed to meet which seems not possible since only more than half payment only attained so far at the end of the stipulated all payment completion month.

Sequel to this, people are suspicious. “I smell a rat that hidden palliatives treatment may be repeated,” complained one block making place staff lacking confidence in the MSME Survival Fund.

Finally, I will like to urge, the main issue which must be addressed is the lack of information which everybody knows brings about speculation. It is high time they explain the situation to calm people in darkness down. All in the darkness, it is always the fear of the unseen and unknown make people uncomfortable in the nights.

This is a call on the government and or the stakeholders on the scheme to look into this with a view to rectifying the problem.

Nigerians have to be informed and their queries be addressed by explaining and mending the discrepancies, gaps, questions, irregularities, disparities and imbalances observed.  An explanation is enough for sure.

 

 

Hashim Abdallah Wrote This From Malam Madori In Jigawa State.

Opinion

BATTLE OF THE TITANS: CAN MUHAMMAD GARBA CONFRONT IBRAHIM WAIYA – “THE RAVE OF THE MOMENT?

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By Shariff Aminu Ahlan

Modern politics is more than a contest for power. It tests strategy, loyalty, competence, and performance.

That test is playing out in Kano State, as Commissioner for Information and Internal Affairs, Ibrahim Waiya, is now the focus of debate over leadership and results. He is being compared with his predecessor, Muhammad Garba.

In comparison, however, who among them has the vision to take Kano’s communication forward? This is the question that is on the lips of every Kano citizen

For Muhammad Garba, he run the Information Ministry for good eight years, yet a fair comparison with Waiya’s one and a half years would certainly outshine his record. The debate pits him against his predecessor, Muhammad Garba, who ran the ministry for 8 years.

Let’s look at the record, in just over 18 months, Waiya has made the Ministry of Information one of the most vibrant and active in the state, through innovative communication, public engagement, and clear dissemination of government activities.

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But even at that, a push is building intensely, urging the State Governor, Alhaji Abba Kabir Yusuf to replace him. Critics are up at tarnishing his reputation, just for personal gain.

Garba’s supporters cite his experience, unionism, and long tenure, while Waiya’s supporters point to one thing: outstanding performance.
Of course, Waiya may be new in the Communication sector, but leadership is better judged by impact, not years in office. In a short time, Waiya’s work has earned him public attention and the tag “rave of the moment.”

This is why, what is playing out in Kano, is just a contest of “experience vs momentum”. Garba brings 8 years of institutional knowledge, while Waiya brings energy, innovation, and visible results.

The value of this debate isn’t rivalry. It’s policy evaluation. Concerned citizens are of the view that, as a way forward, a public exchange would let both men state their vision, defend their record, and show their plans for the ministry.

Kano people would benefit most. They deserve facts, not sentiment. The public can also judge who has the clearer vision and stronger strategy to help Governor Abba Kabir Yusuf communicate the achievements of his administration and deliver his agenda. The time now, is not for politicking or for the promotion of personal goals, but rather for concrete strategies that will pave the way for Governor Abba’s reelection in 2027.

For Waiya, it’s a chance to prove that leadership is all about vision and results, not just longevity. For Garba, it’s a chance to remind the public of his contributions and explain what he left undone in 8 years.

So the questions are simple: Are both men ready for a battle of ideas? Can Garba’s experience beat Waiya’s momentum? Or will Waiya’s record cement his place as one of this administration’s most effective commissioners?

Now that 2027 is almost around the corner, these questions will certainly shape Kano politics.
The stage is set. The public is watching the unfolding scenario between “acclaimed experience” and momentum. As the State progress, only time will tell.
Let the battle of ideas begin.

Shariff Aminu Ahlan
APC Intellectual Warrior.
Realahlan0101@gmail.com

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Opinion

Let The Records Speak: Comrade Mohammed Garba, Comrade Waiya And The Future of Kano’s Information Ministry

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By Tijjani Sarki
June 21, 2026

Recent calls for the reappointment of Hon. Muhammad Garba as Commissioner for Information and Internal Affairs has sparked debate in Kano State. His supporters point to his eight years of service and describe him as an experienced professional whose return would benefit the government.

While I respect that view, I believe an important question deserves an answer, after serving for eight years in the same office, what exactly remains unfinished that necessitates a return?

This is not an attempt to diminish Hon. Garba’s contributions. Rather, it is a call for an objective assessment of performance. Public office should be judged by results, not sentiment.
Recent public discussions have repeatedly portrayed Hon. Muhammad Garba as a “professional,” as though that designation alone settles the debate. I respectfully disagree. Professionalism is not defined by the length of time spent in office, nor does it automatically flow from occupying a position for many years. It is reflected in innovation, measurable achievements, institutional growth, responsiveness to public concerns, and the capacity to deliver results. If professionalism is truly the benchmark, then the public deserves a fair comparison of records and accomplishments rather than a reliance on reputation or years of service. The debate, therefore, should be anchored on evidence, not labels.

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Instead of focusing on political developments, I suggest that Kano people compare records. Hon. Muhammad Garba had eight years to lead the ministry. Comrade Ibrahim Abdullahi Waiya has had barely one and a half years. Yet within that short period, many observers have noted renewed activity within the ministry, especially in the often-overlooked Internal Affairs Department that was hitherto inactive and relegated to the background thereby rendering it dead by previous administrations until Waiya came in and salvaged the department from strangulation.

I have seen greater public engagement and a more visible ministry under the current leadership. Whether one agrees with every action taken by Waiya or not, the ministry appears more active and connected to the public.

For this reason, I would welcome an open public debate between the two Comrades. Let them present their achievements, challenges, and vision. The Ministry of Information is not only critical and central to governance rather it is at the same time the voice of government and should be led by the person best positioned to serve the public interest with commitment, dignity, competence and capacity.

Let the records speak. Let the people judge.

Tijjani Sarki writes from Kano and can be reached via responsivecitizensinitiative@gmail.com.

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Opinion

The Unsung Guardians of Nigeria’s Prosperity-Edekhe Glorious Maria

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By Edekhe Glorious Maria

In the grand narrative of Nigeria’s quest for economic self-reliance and sustainable development, popular discourse frequently centers on fiscal policies, central banking reforms, and foreign direct investments. Yet, the finest policy frameworks remain mere ink on paper without a robust mechanism to police the entryways of commerce. Standing resolutely at this critical intersection of trade, finance, and defense is the Nigeria Customs Service (NCS). Far from being a mere tax collection agency, the modern NCS functions as the quintessential bulwark of our economic sovereignty and a premier shield guarding national security.
To fully appreciate Nigeria’s survival and resilience within a highly volatile global market, one must look closely at the unsung guardians keeping watch over our borders, seaports, and airports.
The Economic Bedrock: Fueling the Machinery of State
In an era where volatile oil revenues demand aggressive fiscal diversification, the financial contributions of the Nigeria Customs Service have transformed from a supportive budget buffer into an absolute lifeline for the federation.
Under the reform-minded leadership of Comptroller-General Bashir Adewale Adeniyi, the Service has consistently shattered its own revenue records. In recent fiscal cycles, the NCS smashed historic expectations by generating unprecedented trillions of naira in revenue comfortably surpassing its initial treasury projections. This momentum has carried fiercely into recent quarters, with non-oil export processing volumes revealing massive year-on-year surges in value. These trillions of naira flow directly into the Federation Account, funding critical public infrastructure, healthcare, education, and public sector operations nationwide.
Beyond raw revenue generation, the NCS acts as the ultimate protector of local industries. Without the tactical enforcement of import prohibitions and anti-dumping regulations by customs officers, Nigeria’s fragile agricultural and manufacturing sectors would be utterly overwhelmed by cheap, subsidized foreign goods.
When customs officers intercept shipments of smuggled rice, expired pharmaceuticals, or contraband textiles, they are not merely enforcing paperwork. They are actively saving Nigerian jobs, keeping local factories open, and preserving the structural integrity of the Naira.
The Border Shield: Where Trade Meets National Security
In the contemporary global landscape, the threats to a nation’s survival are asymmetric, fluid, and deeply intertwined with international trade routes. Herein lies the dual nature of the modern customs officer: a facilitator of trade by day, and a frontline defense asset by night.
The proliferation of small arms, light weapons, and illicit narcotics across West Africa represents a clear and present danger to Nigeria’s internal stability. The NCS stands as the first ,and often most effective,line of defense against these lethal inflows.
Multi-billion naira intercepts at strategic flashpoints across Lagos, Port Harcourt, and land borders have successfully kept military-grade rifles, pistols, and live ammunition out of the hands of bandits and insurgent networks. Simultaneously, large-scale seizures of tramadol, codeine, and illegal synthetic substances actively dismantle the financing chains of criminal syndicates while protecting Nigerian youth from the scourge of drug abuse.
Furthermore, customs operations directly suppress resource economic sabotage. The rapid interception and enforcement around smuggled petroleum products (PMS) block economic saboteurs from starving local communities of critical fuel supplies and bleeding the national economy dry.
Modernization and the Future of Border Management
The victories of the NCS are not accidental. They are the direct result of a deliberate, ongoing transformation toward digital trade facilitation anchored by the comprehensive Nigeria Customs Service Act.
Through the implementation of advanced technology, such as automated risk-assessment systems, the expansion of the Authorized Economic Operator (AEO) scheme, and advanced Time Release Study (TRS) diagnostic tools, the Service is rapidly reducing human interface, cutting down cargo clearing times, and plugging revenue leakages. This structural evolution ensures that the dual mandate of the Service remains perfectly balanced: legitimate trade is accelerated to boost economic growth, while illicit trade is ruthlessly intercepted.
Conclusively recognizing the Sentinels at the gate; The sovereignty of a nation is defined by its ability to control its borders and dictate its economic destiny. For Nigeria, that awesome responsibility rests heavily on the shoulders of the officers and men of the Nigeria Customs Service. They operate in high-risk environments, facing down heavily armed smuggling cartels and navigating complex maritime and land entryways, often without the public adulation reserved for other security arms.

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As Nigeria marches toward a more prosperous future under the banners of industrialization and regional integration via the African Continental Free Trade Area (AfCFTA), the NCS will remain our most vital institutional shield.

It is time to rewrite the public narrative. The Nigeria Customs Service must be recognized for what it truly is: a patriotic, highly strategic, and indispensable cornerstone of Nigeria’s prosperity, national security, and enduring sovereignty.

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