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Opinion

Governor Ganduje’s thirst for foreign loans

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Umar Haruna Doguwa

In every nation or state there exists a certain class of people that excel in their respective chosen fields called professionals.

These professionals offer from time to timepieces of advice and sometimes engagements to their nations or states, based purely on experience and professionalism.

They offer this mostly for free to those in governance for better, purposeful, people-oriented, and more refined results such that the government will cater to its citizens and leave a lasting legacy for generations yet unborn. Not heeding their ( professionals) advice mostly come with catastrophic consequences.

A quick throwback; at the peak of COVID -19 pandemic in Kano State when an audio clip of a well known human rights activist Barr. Sa’eeda Sa’ad went viral on how Kano State Government, under Governor Ganduje turned down an offer for advice and engagements free by some indigenes of Kano State, who are prominent and professional medics on how to contain and control the spread of COVID-19 pandemic in the State.

Atiku to Buhari, Apologise to Nigerians over debts
No one needs a telescope to see what’s coming, as we are now counting our losses of an unprecedented number of senior citizens died in a single year in the history of Kano State( Allah yayi musu Rahama, Amen). The pains of their exit, which individual families and responsible citizens are left to bear with and which this Government keeps denying with brazen unconsciousness, doctored numbers, and claims.

 

 

The claims that contradict those released by the presidential committee on COVID-19 to Kano and that of the Hon Minister of Health in their separate press briefings on the reason for the unprecedented deaths in Kano and on which the Government of Governor Ganduje was remorseless.

Another known advice, fresh in the minds of the good people of Kano to Ganduje’s Government was on foreign loans accumulation through a letter signed by two prominent senior citizens of Kano, Sani Ahmed Sufi Ph.D. mni and Aishatu Ibrahim Dankani mni OON on behalf of Kano LEADSInitiative, a non-partisan conglomeration of professionals of Kano extraction, their advice and many more of its types by prominent professionals with track records of achievements on foreign loans, as usual, fell on the unlistening ear of the State Government.

Democracy can be the worst form of government when there’s no accountability. Awfully worst is when the government refused to heed to the sincere advice of the majority and professionals, men of impeccable integrity and allowed self-interest, naive and incapable aides who are ready to compromise everything and lose their souls for a pot of porridge. They do that in order to keep their meaningless appointments.

In that situation, lawful and legal resistance becomes a duty for all.

Lawful and legal resistance with sensible and intelligent questions, indisputable figures, and comparative analysis that make them jittery scampering for cover.

It’s being taught in elementary economics that Internal revenues and external debts are two main variables that determine the direction, stability, and the entire performance of a state or nation’s economy.

Most states and even developing nations have become victims of foreign debts which has significantly rendered their individual economies frail and prone to dictatorship/modern slavery of foreign debtors.

This happens when a substantial part of the state or nation’s internal revenues is used for debt servicing and payments at the detriment of social, educational, and infrastructural development of the state or nation.

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Being a former commissioner in Kano State and former State Party Chairman (APC) that led Governor Ganduje’s campaigns/elections and knowing fully well the drastic and visible measures taken by Kwankwaso’s administration of existing inherited foreign loans and also making it a policy not to take foreign or local loans because of their side effect. I was shocked when I read an article written by one Muhammad Garba, the present Kano State Commissioner for Information in an online Newspaper, Stalliontimes of 31st May 2020 titled “Sustaining development in kano amid COVID-19 contagion”. That the State Government has secured a loan of €64.5 million euros ( Equivalent to #28,474,492,500 Billion. At the official exchange rate of #441.465:€1)from French Development Agency, which has already been released to the hands of Governor Ganduje.

He also made mention of another foreign loan of $200 million dollars from another foreign bank(Equivalent to # 77,616,760,000Billion. At the official exchange rate of #388.0388:$1) by the State Government. The two foreign loans totaling #106, 091,252,500Billion( Compound Interest not added).

I paused a little and reflect on the impact of this colossal amount of foreign loans on the State economy. As if, the glaring burden on the State mono-economy is not enough, (The State Economy now depends solely on Monthly Federal Allocation, with intentionally crippled, underperforming and indicted State Board of Internal Revenue contributing very negligible).

Then came the mother of all foreign loans in the history of Kano State by the same Ganduje’s Administration from China Exim Bank of $1,850,839,098.00 Billion US Dollars ( Equivalent to #718,197,382,581.002Billions at the official exchange rate of #388.0388:$1) signed in 2016, which the State Government now claimed to review downward to €684,100,100.00 Million Euros (Equivalent to #302,006,250,646.5Billion at the official exchange rate of #441.465:€1), the loan as reported is for light rail construction within the State capital to CRCC( China Railway construction company).

No cogent reason was however advanced for this downward review which makes the entire deal even more suspicious.

Debt not budgeted for and which the State economy cannot fully service, aimed at bogus and unrealistic ventures like the light rail, is a big step towards mortgaging the future of Kano citizens. Kano State, With an average monthly federal allocation and average State monthly revenue collection of #6.8billion and #1.3Billion respectively (sources ~ National Bureau of Statistics), servicing loans of $2billion US Dollars($1.8B+$200M)and €64.5million Euros (#824,288,635,081Billion)by the State is NOT REALISTIC. (Local loans of #78,000,000,000Billion for Salary advance, Educational development and Social infrastructure from Banks not added).

Added to the above, the unfortunate things about this rail loan are:

 

 

(1)REPUTATION, the company CRCC( China Railway Construction Company)with which Kano State Government signed the light rail contract, was among the 13 companies blacklisted for unethical and corrupt practices by World Bank and African Development Bank AfDB (source Premium Times Monday, July 27th, 2020, THE DAY Newspaper 25th August 2019).

(2)NATIONAL ASSEMBLY (NASS) FINDINGS, The recent findings by the National Assembly that contract agreements signed with Chinese companies have in them certain obscure clauses leading to enslavement.(3)CAPACITY, this same company signed a 24.5km light rail contract in 2009 with Lagos State Government, this is the eleventh year (11)and it’s still ongoing, comparatively ours(74.5km) will take a minimum of thirty years (30)to be completed.

(4) COST, In 2017 the Governments of Ethiopia and Djibouti signed a contract for the construction of a standard gauge heavy rail line with 25 stations from Addis Ababa to Djibouti, a distance of 759km, cost, $3.518billion.($4.6million per kilometer)The rail has a total capacity of 24.9million tones of freight annually.

Recently in Nigeria, the Federal Government signed a railway construction contract, Lagos to Kano 980.3km and from Lagos to Calabar 781.5km total distance of 1761.8km at the cost of $19.4Billion. If Lagos to Ibadan, a distance of 132.6km costs $1.49Billion, WHY SHOULD 74.5KM FOR KANO STATE COSTS $1.85BILLION? Who will benefit more from this, CRCC, Exim Bank, or the people of Kano State? Any serious government shouldn’t be more concerned about foreign debtors making profits on interest from the many-hued loans it collects from them rather than the welfare and future of its citizens.

Today, against the well-meaning advice from men and women of integrity, professionals with track records of excellent achievements recognized worldwide; Kano citizens, their way of life, their traditions, their economies, their very freedom, that of their children and great-grandchildren, came under serious attacks through series of deliberate, questionable, deadly, foreign loans that came with huge interest and outrageous consultancy fees aimed to “execute” unjustified white elephant projects at an extremely high cost with a questionable timeline of completion the effect of which cannot be seen anywhere and which if not properly checked will surely turn us to slaves in our fathers land to the very extent that WE CAN’T BREATH.

If however there is any consolation, it is to the effect that a day will come sooner than later. And Governor Ganduje will be fully held to account for all his actions.

Umar Haruna Doguwa is a former Chairman of All Progressives Congress in Kano

Opinion

The Rise of AI Delusion: A Student’s Perspective on How AI is Reshaping Relationships, Mentorship, and Counselling

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Modern campus life is undergoing a quiet but profound psychological shift. If you walk into any university hostel or library late at night, you will see students intensely staring at their screens. They are not just scrolling through social media or typing out assignments; many are having deep, highly personal conversations with artificial intelligence. Faced with intense academic pressure, social isolation, and a volatile job market, students are increasingly treating generative AI chatbots not just as functional engines, but as emotional lifelines.

This emerging phenomenon highlights what can be called the “AI Delusion”—the psychological tendency for users to attribute real human consciousness, genuine empathy, and authentic wisdom to automated language models that are simply predicting words based on statistical data. From a student’s perspective, this reliance is quietly reshaping the three foundational pillars of the higher education experience: interpersonal relationships, academic mentorship, and mental health counselling.

First, AI is radically changing the landscape of campus relationships. Loneliness remains a massive hurdle in student environments, prompting many undergraduates to turn to AI companion applications for immediate interaction.

These applications are available 24/7, never judge, and offer a simulated space of comfort. However, the delusion occurs when a student confuses this simulated, one-sided validation with a real, reciprocal relationship. While data on conversational AI shows these tools can temporarily lower perceived feelings of isolation, psychologists confirm they do not resolve structural clinical symptoms. Human relationships are naturally messy. They require conflict resolution, compromise, and mutual vulnerability. By retreating into digital relationships with chatbots, students risk letting their real-world social skills atrophy, making genuine human interaction feel too exhausting to pursue.

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Second, the delusion is altering the nature of academic and career mentorship. Guidance traditionally came from professors, older peers, or university alumni who shared lived experiences, industry networks, and personal failures. Today, students frequently bypass this human network entirely, asking AI to evaluate their skills and map out their professional futures. While generative AI tools excel at formatting resumes or providing structured career advice, they carry a high risk of user over-reliance.

Educators confirm that automated tools fundamentally lack the nuanced relational, situational, and developmental depth that defines authentic human mentorship. Students who depend solely on automated advisors miss out on the critical “hidden curriculum” of professional networking and human intuition that an algorithm simply cannot simulate.

Third, and perhaps most critically, AI is transforming mental health counselling on campus. University wellness centres globally face extreme backlogs, high costs, and institutional bottlenecks, forcing students to look for alternative solutions. Consequently, an increasing number of youth now utilize AI chatbots as standalone “pocket therapists” to process anxiety and trauma. The delusion of the digital counsellor poses serious psychological risks. Large language models do not possess clinical judgment or genuine empathy. Medical experts warn that while evidence-based digital therapy apps can serve as helpful administrative or basic self-help scaffolds between sessions, they cannot substitute for a qualified human therapist. Relying on pattern-recognition robots during a severe psychological crisis can result in superficial coping mechanisms or dangerously isolated coping loops.

Ultimately, analyzing this trend from a student’s perspective reveals that technology must have strict emotional and practical boundaries. AI is an incredible tool for brainstorming, accelerating research, and enhancing productivity, but it becomes a delusion the moment we allow it to replace human depth. If our generation is to thrive in a digital future, we must treat AI as a bicycle for the mind rather than a replacement for the human heart. True growth, emotional resilience, and professional success will always require real human connections, authentic mentors, and real human empathy.

Adeyemi Ige Taiwo Oluwatosin
200-level student, Department of Development and Strategic Communication, University of Abuja.

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Opinion

Question Over Killings, Kidnappings, and Bandit Attacks: What Exactly Will Homeland Security Change?

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Abraham Victory

 

By Abraham Victory

When more than forty schoolchildren were abducted during coordinated attacks on schools in Borno in May, Nigerians were reminded of one of the country’s darkest security nightmares: the return of large-scale school kidnappings.

Only weeks later, reports emerged of fresh bandit attacks in Zamfara, where farmers were killed while working on their farmlands. Across parts of Benue and the Middle Belt, communities continued to mourn victims of deadly attacks that left many families displaced and fearful about what tomorrow might bring.

For ordinary Nigerians, these incidents are no longer isolated headlines. They have become symbols of a broader security crisis that has persisted despite the presence of numerous security agencies and repeated government reforms.

It is against this backdrop that President Bola Ahmed Tinubu’s creation of the office of Special Adviser on Homeland Security deserves serious public scrutiny.

The appointment has generated debate among security experts, policymakers, and citizens alike. Supporters argue that Nigeria’s growing internal security challenges require specialised attention. Critics worry that the country may be creating another layer of bureaucracy without addressing the real problem.

The question Nigerians should be asking is straightforward: Would another office have prevented these attacks?

The answer depends on how one understands Nigeria’s security challenge.

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Take the recent school abductions. The issue was not the absence of security institutions. Nigeria already has the military, police, DSS, civil defence, intelligence agencies, and the Office of the National Security Adviser. The challenge was whether intelligence was gathered early enough, shared effectively, and acted upon before the attacks occurred.

The same question applies to the recurring attacks in Benue and the resurgence of bandit activities across the North-West. In many cases, local communities claim warning signs existed before attacks occurred. Yet security responses often arrived after lives had already been lost.

This suggests that Nigeria’s greatest security challenge may not be a shortage of institutions but a shortage of coordination.

The Office of the National Security Adviser was created precisely to address this problem. The NSA coordinates intelligence activities, advises the President on security matters, and facilitates cooperation among agencies. If Homeland Security is established as a parallel structure with overlapping responsibilities, the risk is that coordination problems could become even more complicated rather than less.

Who receives intelligence first? Who coordinates domestic threat responses? Who bears responsibility when security failures occur?

These questions matter because effective security management depends on clear authority and accountability.

None of this means Homeland Security is unnecessary. The recent wave of kidnappings, bandit attacks, and mass killings demonstrates that Nigeria’s internal security challenges require specialised attention. However, specialisation should strengthen coordination, not weaken it.

A Homeland Security structure can add value if it operates under the strategic framework of the National Security Adviser, focusing specifically on domestic threat management, emergency preparedness, critical infrastructure protection, and internal intelligence integration.

What Nigerians need today is not another competition among security institutions. They need a system capable of preventing the next school abduction, stopping the next bandit attack, and protecting the next vulnerable community before tragedy occurs.

The success of Homeland Security will therefore not be measured by the title of the office or the prestige of the appointment.

It will be measured by a far simpler standard: whether fewer children are kidnapped, fewer communities are attacked, and fewer Nigerians lose their lives to insecurity.

That is the question the government must answer, and it is the result Nigerians deserve.

Abraham Victory
Department of Development and Strategic Communication
200 Level
Abuja, Nigeria

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Opinion

The Prophet’s Mosque, Al-Rawdah, and the Inner Peace of the Visitor’s Mind

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By Abubakar Dangambo

Madinah Al-Munawwarah, the radiant city of the Prophet Muhammad (peace be upon him), occupies a unique place in the hearts of Muslims across the world. Located about 450 kilometers from Makkah, it is a city of peace, spirituality, and immense historical significance. For millions of believers, visiting Madinah is not merely a journey; it is the fulfillment of a lifelong dream.

Unlike many great cities of the world that are known for their skyscrapers, industries, or commercial activities, Madinah is known for something far more precious—tranquility. The moment a visitor enters the city, he is greeted by an atmosphere of calmness and serenity that is difficult to describe in words. The city seems to embrace every visitor with a sense of comfort, reminding them that they are walking on land blessed by the presence of the Messenger of Allah (peace be upon him).

At the heart of Madinah stands the magnificent Prophet’s Mosque (Al-Masjid An-Nabawi), one of the holiest sites in Islam. Within its sacred boundaries lies the house of the Prophet Muhammad (peace be upon him), where he spent much of his life and where he is buried alongside his beloved companions, Abu Bakr As-Siddiq (RA) and Umar ibn Al-Khattab (RA).

The first time I entered Madinah and subsequently stepped into the Prophet’s Mosque to observe the Maghrib and Isha prayers, I was overwhelmed with emotion. Words failed me. My eyes filled with tears of joy and gratitude. For years, I had dreamed of visiting this sacred place, and suddenly I found myself standing within its walls.

As I joined thousands of worshippers in prayer, an indescribable feeling settled over me. My mind became calm, my heart found rest, and my entire body felt a comfort unlike anything I had ever experienced. It was as though every burden and worry had been lifted away. The peaceful atmosphere of the mosque, combined with the spiritual presence of the place, created a feeling that remains unforgettable.

Although we arrived in Madinah late at night from Jeddah, I could hardly wait for dawn. Immediately after the Fajr prayer the following morning, I hurried back to the Prophet’s Mosque to visit the resting place of the Prophet Muhammad (peace be upon him) and his noble companions.

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Standing before the sacred chamber was one of the most emotional moments of my life. Tears flowed freely as I thanked Allah Almighty for granting me the opportunity to fulfill a dream I had cherished for many years. I offered my greetings and salutations to the Prophet (peace be upon him), Abu Bakr (RA), and Umar (RA), praying that Allah would count me among those who sincerely love and follow their noble example.

Another unforgettable experience was praying in Al-Rawdah, the blessed area between the Prophet’s pulpit and his house. The Prophet (peace be upon him) described it as a garden from the gardens of Paradise. Every Muslim who enters Al-Rawdah feels a special connection to history, faith, and spirituality. Being in that sacred space filled me with gratitude and humility. I spent those precious moments in prayer, reflection, and remembrance of Allah, thanking Him for His countless blessings.

What makes Madinah even more remarkable is not only its sacred sites but also the character of its people. The residents of Madinah are widely known for their kindness, hospitality, and respect for visitors. Whether in the streets, markets, hotels, or around the mosque, one encounters smiles, warm greetings, and genuine willingness to help.

The hospitality of the people reflects the legacy of the Ansar—the noble residents of Madinah who welcomed the Prophet Muhammad (peace be upon him) and his companions during the Hijrah. That spirit of generosity and care continues to live on in the city today. Visitors from every race, language, and nationality are treated with respect and dignity, making them feel at home despite being far from their own countries.

Walking through the streets of Madinah is itself a memorable experience. The city is remarkably clean, organized, and peaceful. Around the Prophet’s Mosque, worshippers from every corner of the world gather in unity, demonstrating the universal brotherhood of Islam. Despite the diversity of cultures and languages, everyone is united by the same faith and love for Allah and His Messenger.

My stay in Madinah lasted only two days before I departed for Makkah to commence the rites of pilgrimage. Yet those two days remain among the most cherished moments of my life. The joy, comfort, spiritual fulfillment, and inner peace I experienced are memories that can never be erased.

Even now, whenever I reflect on those blessed days, my heart longs to return. Madinah is not simply a city one visits; it is a city that captures the soul. Its beauty lies not only in its buildings or landmarks but in the tranquility it offers, the history it preserves, and the spiritual connection it nurtures.

As I conclude this reflection, I pray that Allah, the Most Merciful, grants me another opportunity to visit Madinah and the Prophet’s Mosque. I also pray that every Muslim who desires to visit the blessed city will one day be granted that privilege.

May Allah continue to shower His peace and blessings upon our beloved Prophet Muhammad (peace be upon him), his family, his companions, and all those who follow his guidance until the Day of Judgment.

Ameen.

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