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Suffering OF MSME’S Survival Fund Beneficiaries

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Hashim Abdallah

 

By Hashim Abdallah

In order to be fair, let me start with the commendation of the govt for some initiatives regarding her programmes meant to lessen the hardship being undergone.

 

One wonders always when the government claims initiatives like never before in spite of the itching living standards. Yes, its undeniable fact that most of them none of the past governments ever did similarly.

 

The contenders too are right, if not for they think one government did it or even did it better, for the fact that those benefits do not reach the targeted citizens. The government too is right in its claim as I can emphasise without a stark contradiction, but only if I may borrow an African maxim, Rijiya ta ba da ruwa, guga ya hana, which, beside failure of the government’s dividends to reach citizens,  may literally mean, the well approves water, the container refused lifting it out.

 

Beside that wisdom of the African rhetorics in the said Hausa adage as translated, one may now see my overt meaning or begin to see it at least, especially, if we would reflect the occurrences sequel to the #EndSars rebellion, whence the citizens all over the country plunder their respective sates’ warehouses to reclaim the hidden palliatives meant for them during the Corona Virus scourge to survive the starvation experiences.

 

When the Humanitarian Minister claimed the distribution to all states, she was called and or renamed a number of names censurably and angrily, like the one Hausa notorious idiophone that sounds to mean the greatest liar, Zubaida just like they later reverted to call her with the one Hausa-borrowed Arabic word/name Saddiqa that means truthful, with the discovery of the hidden palliatives confirming the veracity of her claim. Some of the angry critics mostly on social media apologetically colloquially, we mistook her for Zubaida, but she is Saddiqa. We thought she is the greatest liar, but she is truthful.

 

 

I am happy now that we discovered something about it with/out being judgemental on who is right or wrong, but what had transpired is valuable experience which has never been wasted like all other human experiences. Let put the experience in a prudent way to avoid repetition of the bad one, let us nip something bad in the bud as patriots.

There has been an ongoing distribution of one of the palliative programmes meant for the benefit of small and medium business owners as Survival Funds.

 

It is already all about discrepancies observed on the said programme I pick this pen. I would talk on those issues which if considered and addressed, they would be of good for the nation if we really are all responsible, ideal and sincere. I will like to draw the attention of the stakeholders and the concerned ones.

The MSME Survival Fund programme is to assist the suffered business owners that Covid-19 ordeal almost smothered to death due to the lockdown, like school proprietors, merchants and traders, etc.

 

 

Nigerians welcomed more than other programmes. They even considered it the best for being not only interest/profit-oriented but also free money benefit. The programme has already gone far expected to culminate and accomplished this December 2020. Unfortunately, grouse already started due to the fear that the other palliatives’ similar treatment might be repeated.

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The MSME Survival Fund is a programme which instructed that all prospective beneficiary business owners must have CAC, Corporate Affairs Commission’s register, evidence of voucher paid to the staff of the business, bank details of the owner and the staff too who must not exceed 10 in number per business name.

 

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This is according to the guidelines that will qualify a business to benefit from the support. The programme targets 500,000 business owners as beneficiaries across the nation.

The problem began to arise when the programme claimed to have paid more than half of the beneficiaries, with all the unfortunate issues of irregularities here and there.

 

 

For example, one beneficiary told me that he does not think they could keep up to their promise because, he or his staff has not been called for an interview while many other business owners already received their first and second payments as the December is fast becoming outgoing, a month they promised to complete all the three to all the beneficiaries.

 

 

The irregularities also left many with questions with nowhere to lodge a complaint for none FAQ can cover answering all questions and no website info can give all the info a visitor may find in anticipation of all his quests.

The main problem as according to one Twitter user is their non-replying attitude when contacted via their Twitter handle. The same person insisted that he tried the same inquiry method via email but they are to respond after more than a month

One business owner also complained that he and all of his 5 staff received their first payment but one, and as the one were awaiting her first payment for about 10 days, three more staff received their second payments while he, the defaulted first payment receiver and one more staff not yet receive the second payment.

 

 

The same person complained that he is confused that he received 30 thousand naira as the business head instead of 50 as they do pay any head.

 

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While another business owner said he is confused that she received 30k, her staff received that 50k for the head, another business entrepreneur laments he is giving up because, he is among those who submitted the requirements and were verified as accurate as they were, but yet to receive anything either interview or payment.

 

“I think I am forgotten, because those who submitted their details long after I submitted received interviews and subsequently their first payment at least”, he said. Really, people complained that nobody knows how does it work at all. It is not first to come first to serve, not state by state or region by region. Neither they do batch by batch payment nor bank by bank payment. It all seems random as opposed to systematic and organized, especially if the allotted time (December) is really needed to meet which seems not possible since only more than half payment only attained so far at the end of the stipulated all payment completion month.

Sequel to this, people are suspicious. “I smell a rat that hidden palliatives treatment may be repeated,” complained one block making place staff lacking confidence in the MSME Survival Fund.

Finally, I will like to urge, the main issue which must be addressed is the lack of information which everybody knows brings about speculation. It is high time they explain the situation to calm people in darkness down. All in the darkness, it is always the fear of the unseen and unknown make people uncomfortable in the nights.

This is a call on the government and or the stakeholders on the scheme to look into this with a view to rectifying the problem.

Nigerians have to be informed and their queries be addressed by explaining and mending the discrepancies, gaps, questions, irregularities, disparities and imbalances observed.  An explanation is enough for sure.

 

 

Hashim Abdallah Wrote This From Malam Madori In Jigawa State.

Opinion

Dr Bello Matwallle: Why Dialogue Still Matters in the Fight Against Insecurity

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By Musa Iliyasu Kwankwaso

In the history of leadership, force may be loud, but wisdom delivers results. This is why security experts agree that while military action can suppress violence temporarily, dialogue is what permanently closes the door to conflict. It is a lesson the world has learned through blood, loss, and painful experience.

When Dr. Bello Matawalle, as Governor of Zamfara State, chose dialogue and reconciliation, it was not a sign of weakness. It was a different kind of courage one that placed the lives of ordinary citizens above political applause. A wise leader measures success not by bullets fired, but by lives saved.

Across conflict zones, history has consistently shown that force alone does not end insecurity. Guns may damage bodies, but they do not eliminate the roots of violence. This understanding forms the basis of what experts call the non-kinetic approach conflict resolution through dialogue, reconciliation, justice, and social reform.

When Matawalle assumed office, Zamfara was deeply troubled. Roads were closed, markets shut down, farmers and herders operated in fear, and citizens lived under constant threat. Faced with this reality, only two options existed: rely solely on military force or combine security operations with dialogue. Matawalle chose the path widely accepted across the world security reinforced by dialogue not out of sympathy for criminals, but to protect innocent lives.

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This approach was not unique to Zamfara. In Katsina State, Governor Aminu Bello Masari led peace engagements with armed groups. In Maiduguri granted amnesty to repentant offenders of Boko Haram, In Sokoto, dialogue was also pursued to reduce bloodshed. These precedents raise a simple question: if dialogue is acceptable elsewhere, why is Matawalle singled out?

At the federal level, the same logic applies. Through Operation Safe Corridor, the Federal Government received Boko Haram members who surrendered, offered rehabilitation and reintegration, and continued military action against those who refused to lay down arms. This balance
rehabilitation for those who repent and force against those who persist is the core of the non-kinetic approach.

Security experts globally affirm that military force contributes only 20 to 30 percent of sustainable solutions to insurgency. The remaining 70 to 80 percent lies in dialogue, justice, economic reform, and addressing poverty and unemployment. Even the United Nations states clearly: “You cannot kill your way out of an insurgency.”

During Matawalle’s tenure, several roads reopened, cattle markets revived, and daily life began to normalize. If insecurity later resurfaced, the question is not whether dialogue was wrong, but whether broader coordination failed.

Today, critics attempt to recast past security strategies as crimes. Yet history is not blind, and truth does not disappear. Matawalle’s actions were rooted in expert advice, national precedent, and global best practice.

The position of Sheikh Ahmad Gumi, who publicly affirmed that Matawalle’s approach was appropriate and that military force accounts for only about 25 percent of counterinsurgency success, further reinforces this reality. Such views cannot be purchased or manufactured; they reflect established security thinking.

In the end, dialogue is not a betrayal of justice it is often its foundation. And no amount of political noise can overturn decisions grounded in evidence, experience, and the priority of human life.

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Opinion

Matawalle: The Northern Anchor of Loyalty in Tinubu’s Administration

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By Adebayor Adetunji, PhD

In the broad and competitive terrain of Nigerian politics, loyalty is often spoken of, yet rarely sustained with consistency, courage and visible action. But within the administration of President Bola Ahmed Tinubu, one Northern appointee has demonstrated this quality not as a slogan, but as a lifestyle, as a political principle and as a national duty — Hon. (Dr.) Bello Muhammad Matawalle, Minister of State for Defence.

Since his appointment, Matawalle has stood out as one of the most loyal, outspoken and dependable pillars of support for the Tinubu administration in the North. He has never hesitated, not for a moment, to stand firmly behind the President. At every turn of controversy, in moments of public misunderstanding, and at times when political alliances waver, Matawalle has continued to speak boldly in defence of the government he serves. For him, loyalty is not an occasional gesture — it is a commitment evidenced through voice, alignment, and sacrifice.

Observers within and outside the ruling party recall numerous occasions where the former Zamfara State Governor took the front line in defending the government’s policies, actions and direction, even when others chose neutrality or silence. His interventions, always direct and clear, reflect not just loyalty to a leader, but faith in the future the President is building, a future anchored on economic reform, security revival, institutional strengthening and renewed national unity.

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But Matawalle’s value to the administration does not stop at loyalty. In performance, visibility and active delivery of duty, he stands among the most engaged ministers currently serving in the federal cabinet. His portfolio, centred on defence and security, one of the most sensitive sectors in the country, demands expertise, availability and unbroken presence. Matawalle has not only embraced this responsibility, he has carried it with remarkable energy.

From high-level security meetings within Nigeria to strategic engagements across foreign capitals, Matawalle has represented the nation with clarity and confidence. His participation in defence summits, international cooperation talks, and regional security collaborations has positioned Nigeria as a voice of influence in global security discourse once again. At home, his involvement in military policy evaluation, counter-terrorism discussions and national defence restructuring reflects a minister who understands the urgency of Nigeria’s security needs, and shows up to work daily to address them.

Away from partisan battles, Matawalle has proven to be a bridge — between North and South, civilian leadership and military institutions, Nigeria and the wider world. His presence in government offers a mix of loyalty, performance and deep grounding in national interest, the type of partnership every President needs in turbulent times.

This is why calls, campaigns and whisperings aimed at undermining or isolating him must be resisted. Nigeria cannot afford to discourage its best-performing public servants, nor tighten the atmosphere for those who stand firmly for unity and national progress. The nation must learn to applaud where there is performance, support where there is loyalty, and encourage where there is commitment.

Hon. Bello Matawalle deserves commendation, not suspicion. Support — not sabotage. Encouragement, not exclusion from political strategy or power alignment due to narrow interests.

History does not forget those who stood when it mattered. Matawalle stands today for President Tinubu, for security, for loyalty, for national service. And in that place, he has earned a space not only in the present political equation, but in the future judgment of posterity.

Nigeria needs more leaders like him. And Nigeria must say so openly.

Adebayor Adetunji, PhD
A communication strategist and public commentator
Write from Akure, Ondo State, Nigeria

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Opinion

Drug Abuse Among People With Disabilities: The Hidden Crisis Nigeria Is Yet to Address

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By Abdulaziz Ibrahim

Statistically Invisible, Persons with Disabilities feel shut out of Nigeria’s drug abuse war as a report from Adamawa reveals lacks data and tailored support needed, forcing a vulnerable group to battle addiction alone.

In Adamawa State, the fight against drug abuse is gaining attention, but for many people living with disabilities (PWDs), their struggles remain largely unseen. A new report has uncovered deep gaps in support, treatment, and data tracking for PWDs battling addiction despite official claims of equal access.

For nearly three decades, Mallam Aliyu Hammawa, a visually impaired resident of Yola, navigated a world increasingly shrouded by drug dependency. He first encountered psychoactive substances through friends, and what began as casual use quickly escalated into long-term addiction.

“I used cannabis, tramadol, tablets, shooters everything I could get my hands on,” he recalled. “These drugs affected my behaviour and my relationship with the people close to me.”

Family members say his addiction changed him entirely. His friend, Hussaini Usman, described feeling “sad and worried” when he realized Aliyu had fallen into drug use.

Aliyu eventually made the decision to quit. It was marriage and the fear of hurting his wife that finally forced him to seek a new path. “Whenever I took the drugs, I felt normal. But my wife was confused about my behaviour,” he said. “I decided I had to stop before she discovered the full truth of what I was taking.”

A National Problem With Missing Data

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Nigeria has one of the highest drug-use rates in West Africa, according to the United Nations Office on Drugs and Crime (UNODC). Over 14 million Nigerians between the ages of 15 and 64 use psychoactive substances. Yet, within that massive user base, PWDs are statistically invisible.

There is almost no national data on drug abuse among persons with disabilitiesa critical gap that experts warn makes it impossible to design effective, inclusive rehabilitation programmes.

Ibrahim Idris Kochifa, the Secretary of the Adamawa State Association of Persons with Physical Disability, told this reporter that PWDs face unique, systemic pressures that intensify their vulnerability to drug abuse, specifically citing poverty, unemployment, isolation, and social discrimination.

“Whenever a person with disability is caught with drugs, the common decision is to seize the drugs and let him go,” Kochifa said, speaking on behalf of the disabled community leadership. “But if they consult us, we have advice to offer on how they can be treated and rehabilitated. Without involving us, no programme will fully benefit people with disabilities.”

NDLEA Responds

At the National Drug Law Enforcement Agency (NDLEA) Command in Adamawa, officials insist their services are open to everyone without discrimination.

Mrs. Ibraham Nachafia, the Head of Media and Advocacy for the NDLEA Adamawa State Command, said during an interview, “Our rehabilitation centre is open to all. There is no discrimination. Anyone including persons with disabilities can access treatment.”

While the official position suggests inclusiveness, disability advocates call it “tokenistic.” They argue that equal access on paper does not translate to tailored support in practice. True rehabilitation for PWDs requires specialized counselling that understands their unique traumas, physically accessible facilities, and significantly stronger community engagement to prevent relapse.

A Call for More Inclusive Action

Advocates are now urging the Nigerian government and drug-control agencies to build a response framework that recognizes PWDs as a vulnerable group in need of targeted support.

The advocate Goodness Fedrick warns that until rehabilitation and prevention programmes reflect the realities faced by people with disabilities, Nigeria’s battle against drug abuse will remain incomplete.

For people like Aliyu Hammawa, who managed to recover without structured support, the message is clear: many others may not be as fortunate.

This story highlights the urgent need for inclusive, data-driven, and community-supported approaches in Nigeria’s fight against drug addiction. Until the nation sees and serves this ‘hidden crisis,’ its overall battle against addiction will continue to be fought with one hand tied behind its back.

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