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Nigeria under Bondage of Corrupt Leaders

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Yusuf

 

By Yusuf Shuaibu Yusuf

The essay though not historical one, to fully understand the quagmire and chaos Nigeria stumbled into, one has to contemplate and flashback the emergence of the country as a sovereign nation and the immediate events that led to its development. Only then would one asses its present malady and profer a possible remedy to it.

A former British colony, situated in West Africa and occupying a total area of 9237770km² and total coastline of 853km, Nigeria, a multi culturally diverse nation, is the most populous African country with enormously vast natural resources. The country which attained its independence in 1960, has alternately been ruled by both military and civilian governments until 1999 when Abdussalamu Abubakar, a military head of state himself, finally handed over power to the elected civilian government, starting from Olosegun Obasanjo,down to Yar’Adua, through to Goodluck Ebele Jonathan and finally to the incumbent president Muhammadu Buhari. And this has been the longest time, so far, the country has ever witnessed the uninterrupted civilian rules since its inception.

Atiku Off To Europe On Business Trip

There is a need to elaborate on the word ‘corruption’ as it would recurrently feature in the subsequent paragraphs. Corruption is an umbrella term for any action that deviates from what is right. This includes election misconduct, misappropriation of public funds, exam malpractice, nepotism, favouritism, bribery, tribalism, regionalism, religious bigotry and whatnot. In 2012, Nigeria was reported to have estimatedly lost over $400 billion to corruption since its independence.

“The trouble with Nigeria is simply and squarely a failure of leadership. There is nothing basically wrong with the Nigerian land or climate or water or air or anything else. The Nigerian problem is the unwillingness or inability of its leaders to rise to the responsibility, to the challenge of personal example which are the hallmarks of true leadership.” Chinua Achebe.

The total decay and degeneration, we, therefore, see today and for which change we crave and dream of, hasn’t been something natural or fortuitous, but rather the outcome of train of corrupt leaders who have generation after generation, misgoverned the country, mismanaged and looted its vastly enormous wealth, divided and disunited its citizens,for their political benefits, along ethnic, religious and regional divides, thereby sowing the seed of hatred and distrust among its citizens who have, already, been culturally diverse in nature. Thus, the vast natural resources meant to develop our social and physical infrastructures and also to create business friendly environment in order to attract foreign investors, become a loot to be plundered by the cycle of our political class and their cronies. The politics, therefore, becomes attractively lucrative where only the rich can invest directly or indirectly through sponsoring their own candidature or that of their ‘boys’ to contest for political offices with the sole aim of yielding profit through bogus contracts. Law and order, which is supposed to be binding on all the citizens, becomes a thing for the poor while the rich and political elites can, at will, trample on the laws with impunity. By virtue of nepotism, regional or political sentiments, the dull-brained are privileged over the intelligent and the mediocre over the competent when it comes to employment, promotion or appointment.

As Chinue Achebe has aptly said” Nigeria is what it is because its leaders are not what they should be.” This claim has made it obvious that if leaders are good and competent, all other thing would fall in place and if leaders are bad and corrupt all other institutions would decay, crumble and become disorderly. It would manifest to anyone, upon little reflection, that a bad leadership affects all the existing institutions in a country, the way cancerous cells affect the entire system of the body as exemplified in Nigeria. It’s now evident that the perennial bad and corrupt leadership has virtually infiltrated and permeated all our social institutions. This cancer has eaten deep into the fabric of our existence, turning our country on its head.The ultimate outcome and the effect of this age long corruption is that Nigeria has fallen short of the prerequisite to reach world standard in almost all aspects of human endeavour, simply, because the vast resources designed to develop any such aspect are diverted and stolen by the same people who have assigned such projects in the first place.

Consequently, our educational and health sectors are in shambles. And unfortunately, the same politicians who have jeopardized and stagnated these sectors will, when the need arises, fly to developed countries for medical reasons or education of their children.
Failure of the governnment to provide job oppurtunities or create an enabling environment for the foreign investors to boost our industries has rendered our teeming youths jobless and possible recruits for the underworlds. The best brains who could be employed in Nigeria to develop the country but denied, perhaps because of their poor connection with the political class, daily, go to abroad seeking for a higher paid jobs while some of them who decide to remain in the country engage in any sort of crime to grasp quick money. No wonder Nigeria is notoriously popular in scamming and other sorts of cyber crimes. Our economic reality is so hostile that even the semi literate and the illiterate ones have, on daily basis, now jumped on the bandwagon and leave the country, for Arab world to perform domestic services and other odd jobs or seek asylum in Europe, masquerading themselves as refuges. In fact, there has never been an exodus of Nigerians into the foreign soils as we are witnessing today.

Insecurity is another grave issue Nigeria has to deal with. Our security framework has been politicized and corrupt as recruitments or promotions are allegedly not often done on merit. Another yet sad development is the way this deliberately lingering insecurity becomes a source of stealing in Nigeria. Just like the endless lies surrounding the provision of steady power supply, the issue of insecurity has created an avenue where our politicians and allegedly high ranking military officers unaccountably steal money putting the lives of the millions Nigerians at risk. This, has in consequence, made our military framework porous, exposed and very vulnerable. There have been many outcries and demands by junior military ranks, in their endless war against Bokoharam, for the short of manpower, lack of sophisticated weapons. Despite huge investment by the government in this sector, our senior military officers still complain about underfunding as being the reason of the dragging of the war . The lack of readiness, caused by corruption, by the government to tackle the issue of insecurity, squarely, is what has led to the emergence of the deadlier variant of Bokoharam in Northeastern part of Nigeria, which has now expanded its onslaught towards North central part of the country. The issue of IPOB, which on daily basis, wreck havoc on innocent Nigerians and Niger Delta militants still remain a matter of serious concern. The recent insecurity challenges which have also gone out of hand are the issues of banditry and kidnapping. The notoriety of bandits and kidnappers have caused the loss of lives and property and rendered ten of thousands innocent Nigerians homeless. The sad accounts of rapes, tortures and huge money given as ransoms to these gangsters are no longer top stories in our daily papers. In the same vein,The police who is supposed to inspire confidence and treat people with cordiality and sociability often do exactly the opposite.The tags: ‘Police is your friend’ or ‘Bail is free’, by the police organization, is as annoying as it is ridiculous. Those who have once been charged by the police or been to police station to bail out a friend or a relative would understand what I mean. The masses, therefore, lose their confidence in the police organization and no longer see the police as their friends but mere extortionists.

Knowing that our judicial system is compromising, knowing that they would bribe their way when arrested, many Nigerians have become grossly indiscipline. The attitudes of jumping the queues and smoking in public places have become a norm in Nigeria. Violating traffic laws on our main roads is no longer seen as a crime by some Nigerians. There have been different campaigns, by different governments, over the years to end these unwholesome trends. But these attempts have always proved abortive, perhaps, the people enacting the laws and the law enforcers are wanting in discipline too. Dallying and disrespecting time has become deeply ingrained in our attitude. In fact, I have never seen or heard about any African country where ‘African Time’ has been normalized like Nigeria. Coming to public offices late and closing early have become widespread almost all over the country.

I have a dream that one day our vast resources would be channelled towards boosting our economy and developing our social and physical infrastructures such that Nigeria could be competing with the rest of the world in science and technology, such that people from different part of the world would be coming to Nigeria to study or to seek medical attention.
I have a dream that one day Nigerians would rally around and vote for the people with competency and capacity irrespective of religion, region or tribe, a dream that all Nigerians would come under the same umbrella of patriotism and sing the song of unity and brotherhood.

I have a dream that one day any Nigerian would be judged according to his personal character not his identity, that any Nigerian would decide to live in any part of the country and exercise their full rights, feeling safe and at home.

I have a dream that one day Nigerians would stop seeing politics as money making industry but as an avenue to serve people in order to leave behind a good legacy, a dream that Godfearing and incorrupt people would be the ones to lead the country, the outcome of which is an ideal society where the yearnings and aspirations of the poor are represented and realized. Such was the ideal society longed and struggled for by Malam Aminu Kano and his fellow patriotic comrades until their last breaths. Malam Aminu Kano once said: “Anyone who wants to lead should be the servant not the boss of those he wants to serve”.

I have a dream that one day every Nigerian, poor or rich, would be treated equally before the law, a dream that every Nigerian would have equal access and opportunity to education, employment and promotion, the ultimate goal of which is a perfect environment where competence and hard work pay, where merit is privileged over any other sentiment.

I have a dream that Nigerian military, police and other security operatives would one day be well manned and equipped so that they could rise to the bedevilling security challenges facing the country, that the police tags of ‘POLICE IS YOUR FRIEND’ OR ‘BAIL IS FREE’ would have their true meanings.

I have a dream that one day Nigerians, both the leading and the led would have respect for the law, out of patriotism and love for the country, a dream that Nigeria would have discipline leaders who would be leading by example, a dream that Nigeria would one day become a discipline and decent country.
I have a dream that one day Nigeria would prosper in peace and tranquility, a dream that terrorism, banditry and militancy would vanish, a dream that a person could travel to any part of the country, feeling secured.

Finally, I have a dream that Nigeria would regain her lost glory and pride and take her right place in the world stage.

Opinion

Tinubu’s big bets on gas-Abdulaziz Abdulaziz

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By Abdulaziz Abdulaziz

 

Three distinct events in the course of last week all point to the unmistakable direction of the Tinubu administration in putting Nigeria on a firm and sustainable energy path.

 

First was the order that government ministries and agencies must prioritise vehicles powered by Compressed Natural Gas (CNG) in their procurement. The second was the commissioning by the President of three important gas projects through a virtual ceremony on Wednesday. The third in chronology was the announcement of the mass deployment of 530 CNG-powered buses nationwide followed by a heartwarming inspection tour by a Federal Government team to a company taking the lead in provision of CNG vehicles in Nigeria. We take them one at time.

 

At the Federal Executive Council meeting on Monday a bold decision of the government to cease purchase of petrol-powered vehicles was announced. It was a move championed by no other person than President Bola Ahmed Tinubu himself. In considering a council memo for the proposed purchase of 200 Toyota Land Cruiser vehicles for use by the Nigerian Customs Service, the President made a deft move by drafting in his vision for Nigeria’s energy future into the prey. At the end the council agreed that it should be a policy that henceforth government money should not be used to purchase petrol-only vehicles.

 

The policy has far-reaching implications. With 209.5 trillion cubic feet of proven gas reserve, Nigeria ranks 9th in the world among gas-rich countries. Yet, the country is still far away from full utilization of this abundant natural resource for both domestic use and export. Since his coming, President Tinubu has shown his eagerness to change the Nigeria’s energy story using the potentials of our gas deposits.

 

In driving the point to members of his cabinet, the President noted that Nigeria “will not progress if we continue to dance on the same spot. We have the will to drive the implementation of CNG adoption across the country, and we must set the example as public officials leading the way to that prosperous future that we are working to achieve for our people. It starts with us, and seeing that we are serious Nigerians will follow our lead.”

 

As if it were a planned sequel to that powerful statement, two days later, the President launched three salient gas projects with collective capacity to generate $500 million for Nigeria in the next 10 years.

 

The three milestone projects were the expanded AHL Gas Processing Plant; the ANOH Gas Processing Plant, and the 23.3km ANOH to Obiafu-Obrikom-Oben (OB3) Custody Transfer Metering Station Gas Pipeline.

 

Speaking during the virtual inauguration of the projects at the State House, President Tinubu assured citizens that his administration is stepping up its coordination of other landmark projects and initiatives that will ensure the earliest realization of gas-fueled prosperity for Nigeria.

 

The President noted that the projects are fully in line with the Decade of Gas Initiative and his government’s vision to grow value from the nation’s abundant gas assets while concurrently eliminating gas flaring and accelerating industrialization.

 

“This event is highly significant to our country as it demonstrates the administration’s concerted efforts to accelerate the development of critical gas infrastructure geared at significantly enhancing the supply of energy to boost industrial growth and create employment opportunities.

 

“It is pleasing that when these projects become fully operational, approximately 500MMscf of gas in aggregate

will be supplied to the domestic market from these two gas processing plants, which represents over 25% incremental growth in gas supply,” the President said in his remarks.

 

The new projects are purposed to bolster more gas to the power-generating sector, gas-based industries, and other critical segments of the economy which would build into the government’s bid to leverage the nation’s vast gas capacity to drive economic growth.

 

The president was, expectedly full of praises for the NNPC Ltd under the workaholic GCEO, Malam Mele Kyari, and its partners for heeding to the clarion call to ramp up efforts to accelerate investment and developments of projects in the gas sector on a win-win basis.

 

For President Tinubu the goals are clear: The government is ready to partner private sector in deepening domestic gas utilization, increase national power generation capacity, revitalize industries, and create multiple job opportunities for economic growth.

 

At another part of the country on the same day, excited transport sector stakeholders were taken through the governments agenda for CNG vehicles and the torrents of incentives targeted at investors in the new energy vista.

 

The event was a stakeholders engagement for the South West region organized by the Presidential Compressed Natural Gas Initiative (P-CNGi). It was a follow up to the major event held with stakeholders in Abuja to secure their buy in for the government’s vision for the cheaper and cleaner transport sector.

 

Launched last year, the P-NGi aims to midwife transition into gas-powered transportation in Nigeria. Aside working with private sector players to widen gas infrastructure nationwide, the programme has facilitated opening conversion centres and placed order for hundreds of buses for mass transport on campuses and cities to pilot this new energy source. Michael Oluwagbemi, P-CNGi project director said 530 of those buses would soon be rolled out on our roads.

 

Encouraged by the government’s desire to develop the CNG ecosystem a number of businesses such as NIPCO, Matrix, BOVAS, Mikano, JET and Innoson are making huge investments in making available the CNG infrastructure and flooding the market with CNG-powered vehicles. On the trip to Lagos, the Federal Government delegation had tour of Mikano plant along the Lagos-Ibadan Expressway where the company is assembling assortment of vehicles with a new focus on CNG compatibility. From what we saw at the Mikano plant and the explanation by its chairman, Mr Mofid Karameh, as well as comments from stakeholders at the Wednesday gathering in Lagos, the bright future for the CNG in Nigeria is clear.

 

As a bon mort, it is important to stress that President Tinubu’s vision of utilisation of Nigerian immense gas resources is not new. As someone familiar with the energy market, the President has been a front line advocate for exploring our gas resources for cheaper and cleaner energy. His goal is to hasten domestic utilisation and quicken its export to fertile Europe gas market. He had said it as a candidate and has reiterated it again and again since coming to office. Thankfully, the President is not one given to lip service to issues he feels strongly about. These latest steps, among others, have given unambiguous expression of his political will to save Nigeria and Nigerians from perpetual energy crisis and boost prosperity.

 

Abdulaziz is a senior special assistant to President Tinubu.

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Opinion

Forte GCC Sets New Standards in Engineering, Construction, and Real Estate-Adnan

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Forte GCC raises the bar in engineering, construction, and real estate with groundbreaking standards, by Adnan Mukhtar

In a move that is set to revolutionize the engineering, construction, and real estate sectors, Forte GCC Innovative Solutions Limited has announced its commitment to innovation, sustainability, and excellence.

Since its inception in 2019, the company has established itself as a trailblazer in the industry, with a team of dedicated professionals and a vision to harness the power of technology to craft a smarter, more efficient world.

The company’s mission and vision is to elevate services through continuous research and innovation and to become a frontrunner in engineering consultancy, construction, and real estate sectors.

Led by Engr. Khalil Sagir Koki, a seasoned engineer and project manager with a proven track record of delivering complex projects, the company’s management team boasts a diverse range of expertise and experience. Engr Khalil has a Masters of Engineering in Civil and Environmental Engineering from the University of Surrey and a Master’s of Science in Engineering Construction Management from the University of East London. Engr. Koki is a member of the Nigerian Society of Engineers, the Institute of Civil Engineers UK, the Institute of Highways Engineers UK, and the Association for Project Management UK, and has attained the APM Project Fundamental Qualification from the Association for Project Management. He also holds a Construction Project Management certification from the Colombian University of New York.

Other members of the management team include Engr. Emmanuel Adetokumbo, a COREN-registered engineer with over a decade of experience in building and infrastructure projects; Muhammad Gazzali Ado, a seasoned finance professional with experience in accounting, taxation, and financial management; and Mrs Misriyya Imam Hassan, a management expert with a degree in Management Information Systems from the University of Sharjah and an MSc from the University of Leicester.

The company’s recent achievements include the successful completion of Laurat Terraces, its inaugural real estate development project in Katampe District, and the commencement of two new estates, Misriyya Terraces and Guildford Terraces, in Katampe District.

With its commitment to safety, ownership, integrity, passion, and teamwork, Forte GCC Innovative Solutions Limited is set to deliver unparalleled results and shape the future of Engineering, Construction, and Real Estate in Nigeria and beyond.

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Opinion

Ahmad Abdulkadir Firdaus :A Successful Business Man And Philanthropist

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Abdulkadir Ahmad Firadusi

 

By AbdurRaheem Sa’ad Dembo

The fascinating story of Ilorin born businessman but resident in Kano, Ahmad Abdulkadir Firdaus is the one filled with a rare commitment and tenacious disposition. He is the Chief Executive Officer of Aquarich Integrated Services, Hydro Blue Water and Habidaus Global Concept in Kano. Indeed, no businessman or an entrepreneur would ever tell you it is easy to be in business or self employed but he has been making remarkable progress against all odds.

It interests me to write about him because I have been in the know of how he has positively metamorphosed from being an employee to become an employer of labour in the commercial city of Kano. Firdaus story is not a fairy tale as those who know him can attest to his growth in the Kano business community.

Sincerely, it is through observation of him I got to know practically that you don’t invest in a business if you don’t have time to monitor it, otherwise you would be feeding the greedy and glutton among your workers inadvertently, and before you know it, the business has collapsed. They don’t want to know how you come about the capital for the business but they would be ready to drain the resources to comatose, since no one would be around to have critical monitoring of their activities.

Successful businessmen do have challenges and that of Firdaus is no exception, especially given the current stifling inflation in the country. You must have the courage and sagacity to pull through in business with sincerity and promptness.

There was a time I visited Kano, precisely February, 2022 to attend the 40th Anniversary of Mass Communication Department in Bayero University, Kano, my alma mater. I observed him in the office and I discovered that he has full grasp of what it entails to run a business. He is an economist, so one shouldn’t expect less from him.

He is very strict but pragmatic. His strictness cannot be likened to nefariousness but proper way of doing things. He doesn’t cut corners. He will never bargain for substandard products.

As an entrepreneur you have a goal, but it should be predicated on your customers satisfaction. Without them your business will face retardation and sluggishness. That is why when you agree on a day and date for the supply of goods, do not renege. Customers develop confidence in someone based on their experience over time. If their experience is positive you are in for a good time with them.

Discipline as a core value in any setting, be it political, social or economic, will help anyone to grow; especially in business, financial discipline is key. To the best of my knowledge, Firdaus has it and his prudence is a great deal of idea.

*My relationship with Firdaus*

We are both from Ilorin but we didn’t know each other until we met in Bayero University, Kano. Although we gained admission the same time, he was a year ahead of me because his was a direct entry. Since graduation, the relationship has been sustained till today; alhamdulillahi! He is a thorough person, he neither receives ideas and/or opinions nor treat issues dogmatically. It takes a sound and convincing explanation of a subject matter to get him on the same page with one.

Our good friends, they say, are our lives. At one’s lowest hour, one must have that one person in whom to confide. This is reminiscent of Mariama Ba’s So Long a Letter in which it is said “confiding in others always pain”.

Our relationship has transformed beyond friendship, it is now a familial bond. I can remember when I attended his wedding in Kaduna in the year
2009 and he reciprocated by attending my wedding in Ilorin together with his wife, an epitome of a good wife.

He is based in Kano but his door is always open to visitors. You can’t visit his family without giving a good account of their hospitality and humility. Great men are synonymous with humility and that has been my conviction over the years.

*His Philanthropic Activities*

He is a finest gentleman with a kind heart and generous disposition.He does not have a Foundation through which he reaches out to the less privileged because he believes giving to people is a personal thing and does not require publicity. His argument has been that he is doing it for the sake of Allah, not for people to praise him, and that getting a reward for doing good is preregative of Almighty Allah.

This is unlike politicians; there is no way they can keep in secrecy if they render assistance. If they don’t say it out, oppositions would use that against them, that they have neglected the people after gaining their mandates. So it is easy for him to do it in his own way, because he is not a politician.

There are cases of where he has helped and those people would be the one to tell me much later. If he helps you the third person would not hear about it. Emphatically, he has been kind to me as well.

Ahmad Abdulkadir Firdaus does not allow his busy schedules to deprive him of the opportunity to reach out to people through associations. He is currently the Vice President II of Bayero University Kano Alumni Association, the national body. He is also the Vice Chairman of Ilorin Emirate Descendants Progressive Union (IEDPU), Kano Branch. He is a Patron of Ilorin Emirate Students Union, BUK Chapter.

He is a detribalized Nigerian; his hand of fellowship spreads beyond his tribes and associates.

*His business sojourn*

Firdaus joined Royal United Nigeria Limited in Lagos State in 2007. He was later transferred to Kano office where he rose from the position of Accounts Assistant to become Regional Manager, North. In his words “I joined Royal United Nigeria Limited in 2007 through my Guardian, Dr. Abdullahi Jibril Oyekan”

Ahmed Abdulkadir Firdaus was born to the family of Alfa Ahmad and Hajia Halima of Ile Machine, Oju Ekun Oke, Adangba, Ilorin and grew up at Sebutu compound, Ilorin. He had his primary and part of secondary school education in Ilorin before proceeding to Lagos where he completed it. He is happily married with kids.

Below are his Educational background, Awards, and excerpts of the interview with him.

*Academic Qualification

In 2005 he bagged B.Sc. Economics from Bayero University, Kano with second class upper. He also obtained Master of Business Administration (MBA) in 2011 from the same institution. In 2006 he obtained Proficiency Certificate in Management and graduate member from the Nigerian institute of Management.
He became an Associate member , Institute of Chartered Economists in Nigeria (2006).

*Awards

Award of Excellence by Ilorin Emirate Descendants Progressive Union, IEDPU Northern Zone, 2023

Award of Excellence by BUK Alumni, Ilorin Emirate chapter, 2023

Award of Excellence by An-nur Islamic Organization, BUK, 2021

Award of Excellence by Ilorin -Ifelodun Social Group, Kano, 2021

Markazul Ulum Wal Maharif Islamic School Dei Dei, Abuja, 2020

Award of Excellence by National Association of Kwara State Students, BUK Chapter, 2019

Award of Excellence by Ilorin Emirate Youth Development Association, Kano, 2019

Award of Excellence by Ilorin Emirate Students’ Union, BUK, 2016

Certificate of Merit by National Youth Service Corps, Corps Welfare Association, Giginya Barracks, Sokoto, 2007

Merit Award (Chairman Fundraising) by Ilorin Emirate Students’ Union, BUK, 2005

Merit Award (Financial Secretary) by Ilorin Emirate Students’ Union, BUK, 2005

Merit Award (Member Fundraising) by Ilorin Emirate Students’ Union, BUK, 2004

Merit Award by Markaz Agege Alumni Association, BUK, 2003/2004

Al-Adabiyya Alumni Association, BUK, 2003/2004

Merit Award (Active member) Ilorin Emirate Students’ Union, BUK, 2002

*Interview Session*

What do you sell?

I sell different types/brands/sizes of Tyres and TableWater (HYDRO BLUE)

What could be the catalyst for your success in the business world?

Determination, patience, and passion can drive a business growth.

Nigerian economic challenges are enormous, but I always tell myself that if Dangote can do it, I can equally do with determination.

What advice do you have for upcoming entrepreneurs?

Business requires pragmatism, goal-oriented, and target. Including the culture of discipline

At the early stage of business, they must be available (full participation), adopt austere approach, have some level of accounting knowledge, and financial discipline.

They should understand that there is no shortcut to success; Rome was not built in a day.

Is it always rosy for your kind of business?

Not at all, like the Yoruba would say, a person that knows the day he would make plenty of sales might know the day of his death. Is just a saying nobody knows when he or she will die. No one can determine the day he or she will make enormous sales. However, business is unpredictable, most especially in the face of the current inflation that has influenced price instability.

It is obvious that even in the business world there are challenges but your ability to cope with its complexity and dynamism will determine how far you would go. This doesn’t rule out the significance of prayers as you weather the storm gradually. Our young men and women should cultivate the habit of sincerity and patience. Nothing good, they say, comes so easy. Get-rich-quick syndrome can’t be a way out of poverty but the road to doom. Patience is key to every facets of our lives just as Hausa saying “Hakuri maganin zaman duniyan”. Meaning patience is the key to successful life.

Firdaus, as a businessman is an example of those who would do their businesses diligently and would not surcharge the people.

He is in Kano, doing his business with utmost standard and excellent customer relations. Please patronise him for a life changing experience.

abdurraheemsaaddembo@gmail.com

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